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Why Did My Car Insurance Rates Go Up In 2025?

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them ...
The Forbes Advisor article titled "Why Is My Car Insurance So High?" discusses several factors that contribute to high car insurance rates. Key reasons include your driving record, where accidents or traffic violations can significantly increase premiums; your location, as urban areas or regions with high rates of theft or accidents lead to higher costs; the type of car you drive, with luxury or high-performance vehicles costing more to insure due to repair costs and theft risk; your credit score, which in many states can influence your insurance rates; your age and gender, with younger and male drivers often facing higher premiums; your coverage and deductible choices, where comprehensive coverage or lower deductibles increase costs; and even your marital status, with married individuals sometimes receiving lower rates. The article also suggests ways to potentially lower insurance costs, like shopping around for better rates, improving your credit score, or adjusting your coverage levels.

Read the Full Forbes Article at:
[ https://www.forbes.com/advisor/car-insurance/why-is-my-car-insurance-so-high/ ]


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